Terms of Service

Effective Date: June 20, 2025

Please read these Terms of Service ("Terms") carefully before using the website operated by Titan Asset Adjusters (“Titan,” “Company,” “we,” “us,” or “our”) at www.titanassetadjusters.com, or any associated features, services, or platforms (collectively, the “Service”).

By accessing or using our Service, you acknowledge and agree to be bound by these Terms. If you do not agree, do not use the Service.

1. User Responsibilities

By using our Service, you agree to comply with all applicable federal, state, and local laws, including Florida law. You understand that your use of the internet and this Service is at your own risk, and you are solely responsible for your conduct while using the platform.

2. Communications & Consent

By interacting with the Service, you may receive communications from Titan including:

Emails
Text messages (SMS/MMS)
Phone calls (manual, prerecorded, or AI-assisted)
Push notifications or voicemail drops

You may opt out at any time by:

Clicking “Unsubscribe” in any email
Replying “STOP” to any text message
Notifying the caller directly

We will process opt-out requests within a commercially reasonable timeframe.

3. Payments & Purchases

To complete a purchase through our Service, you may be asked to provide valid payment information. By submitting it, you confirm:

You are authorized to use the provided payment method
All billing information is accurate and current

We use third-party payment processors, and by using our Service, you authorize us to share your information with them per our Privacy Policy.

We reserve the right to cancel or reject orders for reasons including, but not limited to, suspected fraud, pricing errors, or service limitations.

4. User-Generated Content

If the Service allows you to submit content (e.g., photos, videos, text, reviews), you agree that:

You own the content or have permission to post it
Your content does not violate any laws or third-party rights
You grant us a worldwide, royalty-free license to use, display, and distribute your content in connection with the Service

Prohibited content includes:

Defamatory, abusive, or threatening material
Content violating privacy rights or intellectual property
Malware, spam, or harmful code
Hate speech, harassment, or illegal activity

We reserve the right to remove any content at our sole discretion.

5. Account Management

To create an account, you must:

Be at least 18 years old
Provide accurate, current information
Maintain the confidentiality of your login credentials

You agree not to:

Impersonate others
Use inappropriate usernames
Share your login details

Notify us immediately at support@titanassetadjusters.com if you suspect unauthorized access to your account.

6. Intellectual Property

All content on the Service—excluding user-submitted content—is owned by Titan Asset Adjusters or our licensors and is protected under U.S. and international intellectual property laws.

You may not use, copy, or distribute any part of the Service without our prior written consent.

DMCA Notice:
If you believe your copyright has been infringed, contact:
📧 Email: support@titanassetadjusters.com
📫 Mail: Titan Asset Adjusters
10265 Gandy Blvd N, Unit 1712
St. Petersburg, FL 33702

7. Third-Party Links

Our Service may include links to third-party websites or tools. We do not control or endorse these sites and are not responsible for their content, terms, or privacy practices. Use them at your own discretion.

8. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason.

You may cancel your account by contacting us at support@titanassetadjusters.com.

Provisions such as ownership rights, indemnification, disclaimers, and liability limitations will survive termination.

9. Indemnification

You agree to indemnify and hold harmless Titan Asset Adjusters and its affiliates, officers, and employees from any claims, losses, or damages—including legal fees—arising from:

Your use of the Service
Violation of these Terms
Content you submit

10. Limitation of Liability

To the fullest extent permitted by Florida law, we are not liable for:

Indirect, incidental, or consequential damages
Losses from using or being unable to use the Service
Unauthorized access or changes to your data

Our total liability will not exceed the amount paid by you (if any) for using the Service in the prior 12 months.

11. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee:

Continuous or error-free operation
Freedom from viruses or harmful code
Accuracy or reliability of content

Use the Service at your own risk.

12. Force Majeure

We are not responsible for delays or failures caused by events beyond our control, including but not limited to: natural disasters, internet outages, strikes, war, or government actions.

13. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of laws. You agree that any legal action must be brought exclusively in the state or federal courts located in Pinellas County, Florida.

14. Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class actions, collective claims, or jury trials.

15. State-Specific Consumer Rights

California Residents:

You may submit complaints to the Department of Consumer Affairs at:
📍 1625 North Market Blvd, Suite N112, Sacramento, CA 95834
📞 (800) 952-5210 | 📧 dca@dca.ca.gov

New Jersey Residents:

Some disclaimers in this document may not apply to you if prohibited under New Jersey law.

16. Severability

If any provision in these Terms is deemed invalid or unenforceable, the rest of the Terms remain in effect.

17. Entire Agreement

These Terms, along with our Privacy Policy, and any other applicable policies, represent the entire agreement between you and Titan Asset Adjusters regarding use of the Service.

18. Changes to These Terms

We may update these Terms at any time. Changes take effect upon posting. Continued use of the Service signifies acceptance. If you disagree, stop using the Service immediately.